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11-11-2014 06:24 PM  3 years agoPost 1
ssmith512

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Indianapolis, IN USA

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So, come December 31, 2014 I will loose my insurance plan that has been in effect since 1996, as it has been deemed to be con-compliant with the ACA standards (in other words it does not include coverage's for pediatric care, maternity, mental health, etc. - please note my wife and I do not have kids and medically can not have kids, so need for those coverage's). The new ACA compliant plans, as offered by my insurance company, no longer include my doctor or my wife's doctor in the "network". So anytime I visit my doctor is is not applied to the deductible. The new plans have a deductible that is 50% higher out of pocket costs and the monthly premiums are an increase of 100% - roughly an increase of about $4000 per year out of pocket for monthly premiums.

So, I loose my plan, I loose my doctor and instead of saving $2500 per year I am spending an additional $4000 per year over what I was paying for health insurance.

With the SCOTUS taking up the case on the subsidy issue, I am seriously considering purchasing a short term (12 month) non ACA compliant insurance policy. Even with the penalty that I will be assessed at the end of 2015 for not having an ACA compliant policy for the the 2015 calendar year, it is far cheaper than the $4000 "penalty" with the higher premiums of the new plan. My thought is letting this ride for another year while this new SCOTUS case and the new Congress works themselves out to see what is going to happen to the ACA (or at least bits and pieces of it).

Discuss..............

Steve

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11-11-2014 08:14 PM  3 years agoPost 2
STR8HUCKIN

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lodi ca

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There's nothing to discuss your F$@&&$ just like everybody else that had insurance. Gotta make room for more ninos.

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11-11-2014 08:23 PM  3 years agoPost 3
aerocal

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Central California

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Well...I started off with what got to be a long post but backed up and condensed as best as I could.

Whats to discuss? It was passed as law by Congress,signed and fairly quickly confirmed by SCOTUS.We arent exactly sure what all the implications of the entire act are.Thats only the parts that directly relate to actual healthcare.

So far your situation isnt unique I can guarantee you.The best parts have yet to go into effect.Like a phased array.Healthcare is good.Record profits,security,neat high tech gadgets to play with,and drugs if you dont know what else to do or are "too busy".Fixed.

Im sure there are a few million that are in the same boat as you(myself included).Forget about the doctor you always had(if he decides to still practice).2500 a year savings...yeah ok...wait...nevermind...double premium.
Out of pocket when you do actually have to use a doctor...
Deductible? From what?

Its hard to estimate how many are in this situation.A few million? Ten..twenty? How many ppl are there in this country? Have we really had a reasonably accurate census in last 20 years? Estimates..someone has to pay for it all. If you can pay you do pay more than your share in order to subsidize the rest.Simple.Thats Democracy.

Where do we go from here? Surfs up.Catch a wave.

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11-11-2014 09:27 PM  3 years agoPost 4
Dennis (RIP)

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Oregon

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Estimates..someone has to pay for it all. If you can pay you do pay more than your share in order to subsidize the rest.Simple.Thats Democracy.
Actually, its not democracy or anything that resembles it because the entire ACA was based on intentional and planned lies.

Its called tyranny.

Liberty once lost, is lost forever.

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11-12-2014 01:39 AM  3 years agoPost 5
DFX

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Mcloud OK USA

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It's actually Fraud.

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11-12-2014 01:58 AM  3 years agoPost 6
EEngineer

rrProfessor

TX

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Whats to discuss? It was passed as law by Congress,signed and fairly quickly confirmed by SCOTUS. We arent exactly sure what all the implications of the entire act are.
Let me get this straight...

A bunch of unelected, bureaucratic, civil serpents wrote these laws that Congress passed....and Congress has no knowledge of what was in it...as that jackass Pelosi said.

Laws are supposed to be written by Congress itself, not unelected bureaucrats.

This, in itself, is unacceptable.

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11-12-2014 02:07 AM  3 years agoPost 7
Dennis (RIP)

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Oregon

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This, in itself, is unacceptable.
In this case, it was acceptable to democrats.

They own it.

100%

Liberty once lost, is lost forever.

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11-12-2014 02:09 AM  3 years agoPost 8
GREYEAGLE

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Flat Land's

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Exactly Correct
With that Revelation :
A bunch of unelected, bureaucratic, civil serpents wrote these laws that Congress passed....and Congress has no knowledge of what was in it...as that jackass Pelosi said.

Laws are supposed to be written by Congress itself, not unelected bureaucrats.

This, in itself, is unacceptable.
Their are 2- Year's of lame DUck Bush to Examine

Their are 4- Year's of OBAMA Initial Administration

Their are 2- Year's of OBAMA Present Administration

What to Look For are the Legion's of Administrative Musical Seat's and Change Out's - ( Where did the EBOLA CZAR GO ? }

aka : How does the WHite House Chief of Staff 1st Term - end up as the Mayor of Chicago ??

Why did Blagovich go to Prison The Web is not to difficult to Un Weave { Only 8 Year's} Witness History

greyeagle

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11-12-2014 02:14 AM  3 years agoPost 9
EEngineer

rrProfessor

TX

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Yes, but actually we own it...since Congress has their own separate health plans(as well as their staffers).

And, on a separate issue, when it came to "light" that Congress could perform insider trading...free from any criminality....they quickly, with great bi-partisan fanfare, passed a bill preventing Congress people from do that any more.

But the spouses of these snakes were exempted...and can perform insider trading upon info that the snakes give to their spouses.

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11-12-2014 02:23 AM  3 years agoPost 10
GREYEAGLE

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Flat Land's

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Get's no better than the Secretary of Treasury - Being the X Chief Executive Officer of Citi Corp : How Much did that Failure in Morality & Ethic's cost the Citizen's ?

Why HE CAN NOT BE IMPEACHED :

Plan C

Got to Runn the Clock Out or He SAY's I quit

greyeagle

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11-12-2014 06:08 PM  3 years agoPost 11
fla heli boy

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cape coral, florida

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With the SCOTUS taking up the case on the subsidy issue, I am seriously considering purchasing a short term (12 month) non ACA compliant insurance policy.
Hmmm.... I thought that any plan not compliant was now illegal... period. I may be wrong, but I don't think a non-compliant plan exists anymore. I'll be glad if I'm wrong, because that's exactly what I will end up doing. Let us know what you find out....

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11-12-2014 06:34 PM  3 years agoPost 12
ssmith512

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Indianapolis, IN USA

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Hmmm.... I thought that any plan not compliant was now illegal... period. I may be wrong, but I don't think a non-compliant plan exists anymore. I'll be glad if I'm wrong, because that's exactly what I will end up doing. Let us know what you find out....
There are many plans available for purchase right now that are non-compliant. I don't know if they are technically "illegal". In the fine print of these short term plans, they specifically state they are not compliant with the ACA. Check out ehealthinsurance.com for example. One thing to note, just about every short term plan I have researched specifically does NOT cover pre-existing conditions, whether stated on the application or not. May not affect you, but something to be aware of.

Steve

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11-12-2014 07:09 PM  3 years agoPost 13
fla heli boy

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cape coral, florida

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OK. I just axe because I SWEAR I heard someone say a while ago on the boob tube that all non-compliant plans were now deemed illegal. But like everything else with this debacle... who really knows???
Even if they don't repeal, they sure oughta be able to do a LOT of fixing. You should be able to go ala carte. Pretty sure I don't need coverage for lady parts, no family history of mental illness.... and I got clipped at 29..no more kids for me. Those are 3 things off the top of my head I don't need coverage for.

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11-12-2014 07:38 PM  3 years agoPost 14
nitro fun

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Oc ca

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If you notice the Vice President is being very very quiet..

Has anyone heard anything from that quack?

No offense to ducks

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11-12-2014 07:42 PM  3 years agoPost 15
Dennis (RIP)

rrApprentice

Oregon

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He is just sitting back waiting for the Obummer to get impeached so that he can take the Oval Office.

OMG. !!!!!!!!

Liberty once lost, is lost forever.

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11-13-2014 08:20 PM  3 years agoPost 16
es1co2bar3

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winnetka california

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He is just sitting back waiting for the Obummer to get impeached so that he can take the Oval Office.
This why I know Racism is real in America the Democrat had make way for the Republican to impeach Obama.

This is accidental or incidental the lost was intentional

blood is thicker than water.

Republicans hate Black and the Democrat is the great pretender.

If Obama is impeach I will never vote again in this country
or pay Tax.

I was waiting on some honey but there aren't no Queen bee,

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11-13-2014 08:46 PM  3 years agoPost 17
GREYEAGLE

rrElite Veteran

Flat Land's

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It Don't Git NO ------- Better PRIME

Can YOU VOTE ???? : :Legally ? or is that a California deal ???
If Obama is impeach I will never vote again in this country
or pay Tax.
P.S. = Plutonium only come's from Pluto Unless you know the dog who leaves it in your yard -Ya Gota Know your Cartoon's on Saturday !

or : You listen to the the Throne of the GOlden Commode > aka The Poop Depository Prophet

Just keep climbing HOW's DAT ! ? MCS = Minor Chronic Syndrome

greyeagle

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11-13-2014 09:31 PM  3 years agoPost 18
Dennis (RIP)

rrApprentice

Oregon

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If Obama is impeach I will never vote again in this country
or pay Tax.
Nothing new there.

Liberty once lost, is lost forever.

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11-13-2014 10:48 PM  3 years agoPost 19
fla heli boy

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cape coral, florida

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...

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11-14-2014 12:13 AM  3 years agoPost 20
es1co2bar3

rrKey Veteran

winnetka california

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well douchecotard, if I had my way, you'd be on a raft, floating your way back home.... where you belong. Don't like it here??? LEAVE!!!!
Not I don't like it here I don't like your party all of you are down right Evil uptight haters.

I don't know who like youAll regress/repressiveness.... !,

I was waiting on some honey but there aren't no Queen bee,

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