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HomeOff Topics › Fellow mortgage professionals, borrowers getting better?
02-03-2010 10:20 PM  8 years agoPost 1

rrKey Veteran


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I'm in New York and New Jersey, and I'm seeing an increase in rate and term conventional borrowers. I'm thinking about getting licenced in more states, but I'm not sure if the rest of the country is doing well with A paper. I can do FHA also, but would rather stay conventional in new states.

Lungs transformed to take in water.

02-04-2010 03:21 AM  8 years agoPost 2
d brooks


North Plains, OR USA

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i'm not in the biz, but i'm sure following the money (or lack thereof if you're on the other side of the fence) would give you a starting point. Note the undervalued link as well.

i'd also make sure to take note of the local lenders. A buddy at work was jacked around for 3 months at a major "TARP receiving bank", but closed in 2 weeks with a strong local Credit Union... and he is NOT a risk. Credit Unions are beholden to the members, not shareholders who are looking for an instant return.

America really needs a George Bailey...

Just my 0.0000000000048348372625253647474 cents worth.


"The world's a big place, people just travel in small circles."

02-04-2010 06:03 PM  8 years agoPost 3

rrKey Veteran

North Idaho

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I have been a member of my credit union for over a decade and I can walk in and get money whenever I want. I have a credit score in the mid 800's and I was able to get a home loan easily through JP Morgan Chase in 08. Don't know how it would be now.

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HomeOff Topics › Fellow mortgage professionals, borrowers getting better?
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