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HomeOff Topics › Paypal as a gift - Revisited
01-17-2010 01:25 PM  8 years agoPost 1
Mike0251

rrVeteran

Hills of the Blue Ridge VA

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Guys I do a lot of buying and selling here on RR and I am seeing more and more of pay me as a gift. Recently I have bought a few things that stated that. It ain't going to happen. I added the 3% to their asking price and payed them thru the normal fashion. Paying as a gift, paypal was asking me for the fees anyway, does not give you my verified address, and leaves NO recourse to fall on if you should want to screw me. So do us all a favor and add the stinking 3% to your selling price and be done with it. Its not a gift, its a purchase of goods. Personally I make a point in my ads to state that there are no stinking fees involved and actually makes the item more marketable.
Thanks for your time.

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01-17-2010 01:37 PM  8 years agoPost 2
koppter

rrApprentice

Virginia

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+1....abuses usually result in a change of policy anyway... :}.

we all know that PP never intended gift to be used for exchange of goods, so defrauding them - and that's exactly what it is - can't be rationalized because you save some small transaction fee. And what I really don't like is being asked to participate. As a buyer I have used the gift thing a couple of times at the request of the seller, but no more, I'll just add the 3%. I have bought a couple of big ticket items here on RR, and both times the seller ate the fees - makes for a far more painless transaction on both sides. Personally, I haven't and never will ask for 3%; it's part of the transaction cost. PP is a business, and has a right to earn a return, it's not something we have to use.

my 2 cents

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01-17-2010 02:08 PM  8 years agoPost 3
bart2546

rrVeteran

Canal Winchester, OH - USA

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I hope they change it soon because I do not see people not asking for it as a "Gift" anytime soon. I think it's retarded. You don't go into a store and say "Hey mark this as a gift so I don't have to pay the 6.75% sales tax on it" so pay the fee as a buyer or absorb the fee as a seller. It is NOT that much.

Regards, Brandon Bartolomucci; Team Synergy; Team Scorpion; & Team Bavarian Demon; AMA# L939231

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01-17-2010 02:12 PM  8 years agoPost 4
raptorheli2

rrElite Veteran

rip off britain and no changing it

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disagree completely.

paypal is a rip off with their charges. you pay to get money, you pay to take money out to your account.

if you don't like the gift thing, don't use it, simple. just you keep paying them the 3.4% extra and keep yourself happy. there is such a thing as a choice here. you buy something, pay the 3.4% or send it as a gift and take the chance.

long live the gift option. great way of exchanging funds between friends who you have bought something from.

your not abusing the policy, that 3.4% is to cover the insurance for claims to paypal. so we have every right i feel to waive that fee and use gift if we wish which subsequently means we can't claim.

cheers


www.waterfoothelis.com

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01-17-2010 02:16 PM  8 years agoPost 5
ov10mech

rrNovice

Lake County, Illinois

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Just my opinion.. It really depends on the situation. If you are paying a trusted known seller or someone you have purchased from before & paying from a bank account/paypal balance, it's a win/win situation for both parties. 3% can add up on larger items. I use the gift method to discount items and pass those savings back to the buyer. If they are uncomfortable losing the buyer protection then they pay fees.

If you are buying from someone who you are not 100% confident will resolve issues for you then gift is not a great idea. At the end of the day it's the buyer's decision. I have taken a look at paypal's protection policy and not confident their language would cover a lot of the situations that have happened to me buying things in the forums (i.e nitro engine said to be well maintained and find it rusted inside needing bearing and other misc parts) .

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01-17-2010 02:17 PM  8 years agoPost 6
bart2546

rrVeteran

Canal Winchester, OH - USA

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Well yea, if you wish to take the risk and send as a gift for a few bucks, all the power to you. I am just looking at it from the standpoint of you are using a service so you have to pay for it. If you go to the post office to send a seller a money order, it costs money to get a money order plus stamp/evelope ETC. If you send money via Western Union, there's so much of a fee per amount you send.

Regards, Brandon Bartolomucci; Team Synergy; Team Scorpion; & Team Bavarian Demon; AMA# L939231

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01-17-2010 02:27 PM  8 years agoPost 7
ov10mech

rrNovice

Lake County, Illinois

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Please keep in mind Paypal is the one who is offering the gift as a free way to move cash to one individual to another. If you elect to change your purchase and use the personal gift option it becomes a gift to the seller and you forfeit your buyer protection. Paypal is still making money on these transactions. They are making interest on all the cash that sits in millions (i assume)checking accounts, even if its in there only a day or two. I would bet the gift option is increasing cash flow through their system and more people are using Paypal because of it. I don't think its cheating or abusing at all. I see it no different than mailing a check to someone and putting the trust to the seller.

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01-17-2010 02:30 PM  8 years agoPost 8
raptorheli2

rrElite Veteran

rip off britain and no changing it

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paypal make interest on the money either way so they are making money. it's unusual for someone to feel sorry for paypal though and want to give them money.

cheers


www.waterfoothelis.com

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01-17-2010 02:58 PM  8 years agoPost 9
hootowl

rrProfessor

Garnet Valley, Pa.

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I agree if it's a trusted seller... go as the gift.
All u have to do is manually give them your address. A little more work for the shipper.

Another thing I do is when using my Debit/Credit card they ask which you want to use Debit or Credit.

If you use credit, the merchant gives more to the bank. I don't like that. I try to use debit so the merchant gets a lower fee. It's better for them and why are we forking all this cash over to the bank anyway? Keep the money closer to home.

Wolves don't lose sleep over the opinions of sheep

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01-17-2010 02:59 PM  8 years agoPost 10
rcmiket

rrVeteran

El Paso,Texas

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I can see both sides of this one. Just recently I did 2 transactions here as a gift based on the sellers feedback and my gut feeling. To be honest I was very leary of doing it. Will I do it again I'm not sure. I received one item as promised and as advertised. The other should arrive next week due to distance and the usual USPS snail pace. I sure can see how a you can get burned with no recourse using he Gift option. Bottom line if you do get burned its really your own fault.
Mike

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01-17-2010 03:31 PM  8 years agoPost 11
iHover

rrVeteran

Berne , NY

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The people that are going to try to really screw you will just take the funds out as soon as they post to the account. In that case pay pal wont to a thing for you anyway.

You had me at Hover

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01-17-2010 03:32 PM  8 years agoPost 12
Mike0251

rrVeteran

Hills of the Blue Ridge VA

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So they are making money, its called capitolism. How else are you going to sell something and immediatley have the funds to spend on some other heli goodies you want? They have a great buisness going just sorry I was not a part in their creation. I think in my humble opinion that its really funny to see the folks that are miserable aka getting their panties in a bunch over the 3% cost in doing buisness when they just blew $30 on a gallon of fuel or a $1000 on a toy helicopter. lmao

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01-17-2010 03:40 PM  8 years agoPost 13
McLovin

rrNovice

FL

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Well if they used Paypal for the $1000 helicopter they just blew $30 on Paypal fees.Now they cant fly there $1000 helicopter.

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01-17-2010 04:01 PM  8 years agoPost 14
jgunpilot

rrKey Veteran

Pollock, LA

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The same people who object to paying ATM fees and PayPal fees seem to have no objection to paying $7,500 for Obama's health care "plan."

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01-17-2010 04:03 PM  8 years agoPost 15
hootowl

rrProfessor

Garnet Valley, Pa.

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I don't object... I just like to avoid giving money to the banks.

Wolves don't lose sleep over the opinions of sheep

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01-17-2010 04:29 PM  8 years agoPost 16
Raydee

rrKey Veteran

Western New York

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I have done it to save the fee's and I have asked others to send me money as a gift. It all comes down to trusting the person you are buying from. If a member just signed up on the board and asked to be paid as a gift that isn't going to happen but if he has been a member here for years and has good feedback i don't see the problem.

The Flip side is Paypal WILL catch on and either start charging for gift payments or eventually remove it all together.

The Future of Nitro is ELECTRIC

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01-17-2010 04:36 PM  8 years agoPost 17
RcNutTz

rrApprentice

Chicago Illinois USA

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I've bin using payapl since 2002 I dont see any thing wrong with it, I had some issues with buyers and sellers they did all the work to resolve it made my life simple, most of you guys including myself are spending good money on our heli's to squawk about 3% paypal fee is lame when your investing $500+ for a toy, you can buy something from sitting behind your PC or sell and get the money instantly! no waiting for a check or money order then have to cash it, it make buying and selling a lot easier

you might not see it the same if you "gift" payments and dont get what you bought and you cant to any thing about it, for me its like car insurance hope i never need it but its there if I ever do

but if you don't want to pay the fee's that's up to you, you can always go get a money order/personal check and send it but you still need a stamp and envelope (its not free)

yes dear the hobby shop again

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01-17-2010 04:52 PM  8 years agoPost 18
george0079

rrElite Veteran

USA

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It doesn't matter to me. If I trust the person, I'll buy the item, and probably send it as a gift to help the seller.

If I don't trust the seller, I won't buy the item. Simple as that.

What I don't like is seller that lists "Paypal as a gift ONLY".. They can Kiss My A$$.
Anyone that feels they have to list this as the payment method must have something to hide. Or, they are just plain stupid. Either way, they get nothing from me.

Hell... I can fix that.
Uh oh..
Nope.
It's ***ked!!!
RE-KIT!!!!!

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01-17-2010 05:11 PM  8 years agoPost 19
jschenck

rrProfessor

La Vista, NE.

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I agree with raptorheli2's assesment

It's not 'abusing the policy' unless Paypal makes it clear how the 'personal payment' option should be used. Take a look there are more selections than just "gift".

I've used this payment method to pay vendors that I trust. Paypal is making plenty of money. If this option really does hurt their business model they will change it.

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01-17-2010 05:43 PM  8 years agoPost 20
cub2000

rrVeteran

Massachusetts

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I am with jschenck, raptorheli2 and others.

Paypal does not institute the "gift" definition. They just simply give us the option to use it and take the risk of having no dispute and claims. I "gift" sellers on RR with good feedbacks and when I sell, I offer "gift or 3% extra" for people who buy from me. We all pay Paypal more than enough, so don't worry they're out of business because of this "gift" option.

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