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04-21-2009 08:53 PM  9 years agoPost 21
maa44646

rrApprentice

massillon ohio

My Posts: All  Forum  Topic

I dont know where your getting your info from, but it is not right. You ever had an accident or know someone that did? then you would know.

2nd place is the first loser.

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04-21-2009 09:01 PM  9 years agoPost 22
Skarn

rrVeteran

Pasadena, MD

My Posts: All  Forum  Topic

I dont know where your getting your info from, but it is not right. You ever had an accident or know someone that did? then you would know.
Ummm bro, hotwings is correct. All you have to do is like he said, go to the website and look at what is covered.

Homeowners has nothing to do with something you do at a field or school, etc....not to do with your home.

Skarn

It's better to burn out than to fade away...

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04-21-2009 09:08 PM  9 years agoPost 23
maa44646

rrApprentice

massillon ohio

My Posts: All  Forum  Topic

If you think your covered flying at the field without extra hoeowners coverage for your rc flying, then you are wrong. AMA is secondary insurance. Check into it.

2nd place is the first loser.

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04-21-2009 09:29 PM  9 years agoPost 24
Dood

rrProfessor

Wescanson

My Posts: All  Forum  Topic

AMA wont cover you anywhere, They are a secondary insurance. You have to have insurance through your home owners.
If you think your covered flying at the field without extra hoeowners coverage for your rc flying, then you are wrong. AMA is secondary insurance. Check into it.

~~~You're Wrong~~~

You need to look no further than the piece of paper that comes in the mail with your AMA card.

http://www.modelaircraft.org/files/500-J.pdf

maa44646,
Now say you're sorry for trying to call someone out on something YOU know absolutely nothing about. Unless of course you wish to continue with your argument.

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04-21-2009 09:48 PM  9 years agoPost 25
maa44646

rrApprentice

massillon ohio

My Posts: All  Forum  Topic

Do you know any body that had to use the ama insurance?

2nd place is the first loser.

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04-21-2009 09:51 PM  9 years agoPost 26
Dood

rrProfessor

Wescanson

My Posts: All  Forum  Topic

Personally, I know 3.

I'm still looking forward to hearing more of your argument.
AMA wont cover you anywhere, They are a secondary insurance. You have to have insurance through your home owners.
If you think your covered flying at the field without extra hoeowners coverage for your rc flying, then you are wrong. AMA is secondary insurance. Check into it.

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04-21-2009 09:51 PM  9 years agoPost 27
Vance

rrVeteran

York ,PA

My Posts: All  Forum  Topic

I had a heli lock out on me a several years ago.
Smashed through a guys van window & messed up his "A" pillar.
I was a renter. I filld out the forms & AMA paid the $3200.00 for his van repair & rental car.
I kicked in some money for him to make sure he wasn't out of pocket for anything.
All in all it was a painless(for me) claim.
I'll admit I was skeptical as to the AMA paying but they were fine to deal with.
BTW- it happened at a local AMA sanctioned club.
Oh- & I switched to PCM with failsafes from FM after that( was b4 2.4)
Vince D

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04-21-2009 10:13 PM  9 years agoPost 28
duceduc

rrKey Veteran

Saitama-Ken, Japan

My Posts: All  Forum  Topic

I have it

Duc S
Do It! Do It!™
AMA:REVOMIX
RCK:24005615-01

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04-21-2009 10:42 PM  9 years agoPost 29
maa44646

rrApprentice

massillon ohio

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Vance, I know someone that had the same car wreck as you, Except he was flying a pylon racer, ama would not pay a dime. I know a couple other people with incidents, they would not help them either, they did pay there deductable though.

2nd place is the first loser.

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04-21-2009 11:02 PM  9 years agoPost 30
rstacy

rrElite Veteran

Rochester, NY

My Posts: All  Forum  Topic

Do you know any body that had to use the ama insurance?
I have. Absolutely no problems.

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04-22-2009 04:32 PM  9 years agoPost 31
Hotwings

rrKey Veteran

Florida, West Palm Beach.

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i caused a fellow flyer to crash because he was dodging my out of control aircraft and the ama paid over $3000 for his Giant Extra, i paid the $250 deductible,
my home burned and ama gave me $1000 as this is the limit for this occurance.
My friend got cut on both legs by an airplane (his) and AMa paid his medical expenses.

maa44646, it looks like you have some kind of agenda here, if you don't want AMA insurance don't get it. i hope i'm not flying near you if you have some accident.

Please cancel my clearance, I have the field in sight. Got my RW Turbine Waiver, need lottery!

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04-24-2009 08:44 AM  9 years agoPost 32
ninjaman

rrNovice

N.W. Ohio

My Posts: All  Forum  Topic

I have not flown at my club in over 5 years. The people that sat at the tables and would criticize everyone elses flying would always say "Do you have AMA?" I had sportflyer (I think that was the name) at the time. When they went out of business I ended up getting AMA, then the question became "When are you going to join the club" After a short time I just started avoiding going flying when anyone else was out at the field. Whats the point in having insurance if no ones within 1/2-3/4 a mile of you. I'm not going to be a member of their club when they sit behind you and give you $hit for flying a heli and how you fly. I have noticed one thing since I stopped going out there, It appears over the years less and less people want to fly with them.

Now I fly in a park and use common sense, If a crowd gathers to watch I just sit it down and wait till they leave. If nothings going on they don't stay around long.

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05-10-2009 02:22 AM  9 years agoPost 33
Still Charging

rrNovice

Fort Worth, TX

My Posts: All  Forum  Topic

Wandering People
Ninjaman hit the main reason I got into the AMA. I go to some really nice wide open parks to fly (wind permitting) and have not yet had a day when people didn't want to come over and ask me silly questions while I'm flying. I was new (still am, started in Jan 09) and got really nervous and just had to concentrate until I landed. Then the guy saw the sigh of relief and apologized... A woman and her dumb dog who wanted to chase the heli around... A Dad and 3 kids all running straight towards the "fun flying thing". there are a million reasons and they are all to do with other people and their things. I don't mind if I tag my own car, lol. I drive further and further out for fields, but people are always there... Do yourself a favor and you might even forget you paid for that little card in a week

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01-24-2010 05:45 PM  8 years agoPost 34
Raptor Freak

rrApprentice

Auburn, Wa

My Posts: All  Forum  Topic

Not everyone.
[quote]Your primary is normally your home owners insurance..

Not everyone has homeowners insurance. Some people like rent a house, so would a regular insurance company cover such hobbies???

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01-24-2010 05:56 PM  8 years agoPost 35
Dood

rrProfessor

Wescanson

My Posts: All  Forum  Topic

For people who rent and dont own, theres something called Renter's Insurance.
Your Renter's Insurance policy should cover you if you were to injure someone.
Read your insurance policy details for more info.

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01-26-2010 10:24 AM  8 years agoPost 36
Sonic88

rrVeteran

Murfreesboro, TN

My Posts: All  Forum  Topic

I currently have renters insurance through eSurance. AS far as I know it does not cover anything of that nature. That being RC accident and such. Mine is pretty basic. $25,000 personal property coverage. Most of the renters ins. I have looked at are basically for your stuff. So, in my case AMA is my primary insurance for any accidents.

Procrastinators of the world unite ... tomorrow.
AMA #: 912822

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01-31-2010 04:37 AM  8 years agoPost 37
barely can fly

rrApprentice

oxford ga. usa

My Posts: All  Forum  Topic

I was told by insurance company that homeowners insurance is for the home and the property and will cover only what happens on that property or to that house, unless you by an extra ryder over and above your homowners policy.

Would be nice if someone here that works with insurance could clarify these statements that say your homeowners coverage will cover you when you are not on your property or in your home.

Inquiring minds would like to know.

I don't mean this as insulting to anybody here but it would be nice to know for sure.

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02-05-2010 02:58 PM  8 years agoPost 38
Supertoyz

rrApprentice

Colchester, VT

My Posts: All  Forum  Topic

This is from my Homeowners website...I'd have to review the exclusions on the policy to see what specifically is or isn't covered.

Concord Group Insurance provides homeowners insurance coverage and renters insurance coverage that will help you and your family rebuild, refurnish, recover and restore possessions and peace of mind should damage occur. It covers your home’s structure, personal belongings, and Liability protection. We also provide Liability protection if someone accidentally gets hurt on the property or if you unintentionally injure someone while away from home.

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02-10-2010 04:05 PM  8 years agoPost 39
helibeast

rrApprentice

Mn

My Posts: All  Forum  Topic

I know it helps with dealing with bored cops that might hassel you if your flying in a empty park or school.

Champion,Magic,MiniBoy,Xcell60+50,Intrepid,Intrepid Gas,Baron30,Whisper,300X,mCPXv1v2,Concept,Nexus

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02-13-2010 07:08 AM  8 years agoPost 40
P.Testa

rrNovice

Cyprus

My Posts: All  Forum  Topic

Sorry to wake this one up but thought of posting here instead making a new useless thread. One simple question:

Does this AMA insurance offer a worldwide cover or is it just for USA?

Anyone knows an EU based similar insurance company?

How high does it fly? How fast? How far?..... Read the FAQ on my t-shirt and let me fly FGS!!!

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