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HelicopterMain Discussion › AMA insurance
02-21-2014 04:55 AM  3 years agoPost 1
Toadster25

rrKey Veteran

Iowa

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I've got a couple emails the last few weeks from the AMA saying that they cover you no matter where you fly. It doesn't have to be at a AMA field.

I don't remember ever reading this before and always kind of assumed they only covered you if your flying at an AMA approved flying site but I'm not sure if I ever actually read all the fine print before either.

Is this something new or have they always covered you no matter where your flying?

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02-21-2014 05:10 AM  3 years agoPost 2
dkshema

rrMaster

Cedar Rapids, IA

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AMA does NOT "approve" or "sanction" flying sites. There is no such thing as an "AMA Field". (Well, maybe the flying site at AMA headquarters in Muncie might count as one).

AMA insurance covers your flying activities ANYWHERE you fly, AS LONG AS YOU FOLLOW THEIR PUBLISHED SAFETY CODE.

It has always been that way.

Flying sites operated by AMA CHARTERED clubs are operated under the rules of the local club who established the site.

Those clubs require AMA membership for anyone who flies at their sites to maintain the Liability insurance that the AMA provides the Chartered club and its members, as well as any land owners named in the club's named and additional insured paperwork.

The sites are NOT "approved" by AMA, they simply happen to be established by an AMA chartered club. The flying sites are not AMA sites. They are local club fields.

Nor does AMA "sanction" a flying site. If you are hosting an event as an AMA chartered club, and have filed the proper paperwork and FEES with the AMA, the AMA will sanction the EVENT -- meaning, among other things, they will try to make sure that your event ISN'T trampled on by another AMA sanctioned event within a reasonable drawing radius, so that one contest doesn't suck flyers away from another contest on the same day/week/weekend. The sanction application also includes a published notice of the event in the AMA magazine, Model Aviation.

In addition to the above, when filing the paperwork for a sanctioned event, the club can pay additional fees to include additional persons/organizations in the liability insurance -- for that event. In this manner, the club can provide insurance for Sponsors and other entities not normally covered by the club's current AMA insurance.

Sanctioned events require at least one contest director be present, and he/she must be named as the CD for the event. It is his/her responsibility to ensure that the event is run safely and that all participants are current AMA members.

-----
Dave

* Making the World Better -- One Helicopter at a time! *

Team Heliproz

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02-21-2014 05:31 AM  3 years agoPost 3
Gearhead

rrMaster

Vt

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AMA does NOT "approve" or "sanction" flying sites
they are going to have to sooner or later taking into mind how big this hobby is going to get, and how easy the quads fly and other things like the small foam planes

Jim
Buzz Buzz Buzz

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02-21-2014 01:41 PM  3 years agoPost 4
Ace Dude

rrProfessor

USA

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That AMA Safety Code can be found here:

http://www.modelaircraft.org/files/105.PDF

  

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02-21-2014 02:13 PM  3 years agoPost 5
rcmiket

rrVeteran

El Paso,Texas

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they are going to have to sooner or later taking into mind how big this hobby is going to get, and how easy the quads fly and other things like the small foam planes
From what I see at the LHS. A huge percentage of foamies and quads are in the hands of people who are not AMA members or even know what it is. They don't fly at Club Fields so there's really no point to the AMA "approving" fields.

Mike

"When Inverted down is up and up is expensive"

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02-21-2014 02:33 PM  3 years agoPost 6
1heliman

rrApprentice

us

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Homeowners

Your homeowners will cover you too. The AMA is great and they do a lot for us, I appreciate that. but they are not the be all end all. Fly and enjoy yourself and do it safely .... We'll all benefit from that the most!

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02-21-2014 03:04 PM  3 years agoPost 7
jbiter

rrKey Veteran

Sebring, FL

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The AMA insurance is secondary to whatever homeowners insurance you may have anyways.

The biggest reason for joining the AMA is so we have a voice in rule making bodies such as the FAA. Without that we may find this hobby to be over regulated and priced out of the average Joe's budget.

Jeff

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02-21-2014 03:13 PM  3 years agoPost 8
utahslim

rrNovice

phoenix

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And, you also have to have the property owner's or the entity controlling the property's permission. If you're off in some random field somewhere, how are you going to prove your permission if you don't have something in writing or can't immediately get ahold of the person who gave you permission? What if that person is no longer available or the property was sold unbeknownst to you after you attained permission? What if there's nothing in writing and they change their mind if push comes to shove during a claim investigation? It's something I think about because I just pick big random areas/fields to fly in. Right now, I'm using an awesome huge housing development that was stopped dead in its tracks. All the streets are in, but no house construction was ever started. My defense will be that since I'm using the streets, it's public/city property and I'm a property tax payer, so it's my property, too. Yeah, maybe that will work.

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02-21-2014 03:13 PM  3 years agoPost 9
Ace Dude

rrProfessor

USA

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The AMA insurance is secondary to whatever homeowners insurance you may have anyways.
This was changed several years ago. AMA is primary for club officers and CD's.

  

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