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HelicopterMain Discussion › Insurance
11-26-2007 05:46 PM  10 years agoPost 1
ba board

rrVeteran

England

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Does anyone IN THE UK have an Insurance that covers the storage of their helis and associated gear in garages, sheds etc,or whilst in transit, that actually specifies that these models are covered.

I took mine out last year with llyods/Tsb but my colleague who was with Norwich Union has had his premium increased by £100, with no claim being made.
I would be interested to know any Companies that offer this type of Insurance etc.

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11-26-2007 06:04 PM  10 years agoPost 2
Rogan

rrApprentice

Houston, Scotland - UK

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Household insurance should cover all items up to a clearly stated value. I think in general it's about £1,000 per item. As long as you have receipts, or a photograph of what you own it should be ok.

A heli may cost more than £1,000, but the constituent parts, which are most likely bought separately, all cost less than £1,000.

I'd be suprised if you found an insurer who's acutely interested in insuring toys. Just make sure the per item and overall caps are sufficient and I don't see why it would matter.

If it's for something really special, then you'd need to have those items appraised individually. Any insurer will do that, as far as their concerned it's money for old rope.

Alternatively, you could try an insurance broker and ask them to cover specific items.

I take it you're an old hand at insuring your car etc. Insurers consider customers to be captured, and rely on our laziness to add exorbitant premiums to existing accounts. The only way to dodge it is to change insurers.

I change car insurance regularly, because they try to rip me off every year, even though I drive a sensible car and have never had a crash. I had 9 years no claims with Swinton, and they wanted me to pay three times as much as the best price I found online.

Insurers don't value longtime customers, they just consider them to be stupid and fit for the fleecing.

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11-26-2007 06:21 PM  10 years agoPost 3
ba board

rrVeteran

England

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If it's for something really special, then you'd need to have those items appraised individually. Any insurer will do that, as far as their concerned it's money for old rope.
Well no actually they won't, hence the request for details of Insurers that will. And I have tried local Insurance brokers as well. There must be people who have a model specific Insurance somewhere out there.

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11-26-2007 06:28 PM  10 years agoPost 4
nivlek

rrProfessor

Norfolk England

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Does anyone IN THE UK have an Insurance that covers the storage of their helis and associated gear in garages, sheds etc,or whilst in transit, that actually specifies that these models are covered.
I have a seperate insurance for my models , shed and tools .

http://www.walkermidgley.co.uk

Phone 01142502770

At the end of the day , it gets dark .

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11-26-2007 07:24 PM  10 years agoPost 5
MichaelP

rrKey Veteran

Northumberland UK

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My home insurance covers me for out-buildings and contents.

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11-26-2007 08:36 PM  10 years agoPost 6
ba board

rrVeteran

England

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Who would that be with then?

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