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HelicopterOff Topics › Paypal
01-24-2007 07:39 PM  10 years agoPost 21
helibandit

rrApprentice

Jacksonville, North Carolina - United States

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At least banks have someone that you can go to and talk to. Banks are far more reasonable than Paypal is. Paypal hides behind the "digital" wall. One reallly feels helpless with Paypal
nah they dont. there is a phone number right on the paypal site to contact them. usualy a hold time of a couple of minutes.... EBAY are the ones who dont want to talk to you. but then there is live chat with ebay wich i have found to work quite well. as others have stated the only problems with paypal are the high fees but everything else is just dandy as the issues wouldnt be with paypal they would be with the vender. for example if you purchase something and end up wanting a refund then all you vender has to do is click the refund button and your money is back in your account. so if theres a problem you can work with the vender to sort it out. wich is better then credit card companies cause the refund process with a credit card is usualy much more extensive. to answer the question about how long does it take to transfer funds to your paypal account is you dont even have to. if you make a purchase with paypal and there is no money there it will take the money out of your checking account automatically or what ever you dont have in the paypal account. it is instant. however there is a delay to do a regular transfer i believe. one more thing, you can get a paypal credit card through the paypal site wich is just like a check card. use it at the pump or for online purchases etc. paypal is expensive but mostly to venders. from my experience as long as you do things right you wont have a problem. if theres a problem its usualy with the vender or other person involved.

The only time you can have too much fuel is when your on fire

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01-24-2007 09:07 PM  10 years agoPost 22
sharam

rrElite Veteran

Northern California - Fly at Morgan Hill Field

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You are one of the few who support Paypal. The general concensus on forums is that Paypal, to put it politely, sucks.

Which bank freezes your account for months on end, "until it is resolved." Which bank reaches into your other accounts and grabs funds?

I have had disputes with my bank about certain funds in my checking account, and while my checking account was linked to my savings, they NEVER unilaterally went in and grabbed funds from one to clear the other.

Ergo, I regret to disagree with you on your devotion to PP.

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01-24-2007 09:19 PM  10 years agoPost 23
Angelos

rrKey Veteran

nr Oxford, OX11, UK

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Which bank freezes your account for months on end, "until it is resolved." Which bank reaches into your other accounts and grabs funds?
Which bank gives you your money back if you wire the money to someone who rips you off? At least paypal may freeze it and won’t let him have it. If you honest when you sell and careful when you buy you have nothing to fear.

-Angelos

Spartan RC R&D

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01-24-2007 09:22 PM  10 years agoPost 24
hootowl

rrProfessor

Garnet Valley, Pa.

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I have been using paypal for 5 years and have not had one issue with paypal itself or ever had a transaction problem with paypal.

Moving money from bank account to paypal or vice versa takes about 3 days.

I love being able to pay someone in almost any form...

from paypal balance

from paypal balance and other sources for the same transaction

directly from my checking account

from my credit card

as an e-check that requires clearing

Wolves don't lose sleep over the opinions of sheep

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01-24-2007 09:25 PM  10 years agoPost 25
Peter Wales

rrElite Veteran

Orlando Fl

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Paying with paypal to online merchants isnt the issue. Its receiving money when selling goods on ebay that problems arize.
My account with paypal is frozen. I only used it to buy stuff and always used a credit card to pay.

The problem is, I cant find out why my account is frozen. I'm just very very glad I heeded the warnings on RR and never linked it to my bank account.

I have sent 4 e-mails to paypal asking why and all I get back is the statement that my account is frozen because of a violation of their terms and conditions. If you look at them, theres a mile of them and they dont say which one I have apparently violated.

Peter Wales
http://scalehelicopters.org

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01-24-2007 09:40 PM  10 years agoPost 26
hootowl

rrProfessor

Garnet Valley, Pa.

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Geeze I remember way back in the early 1980's when MAC (bankcards) first came out. There are people still today that refuse to use them because they are afraid something will happen to their money.

Little do they know anything they might have in a bank is dealt with digital encrypted data over the phone lines all the time.

So for 25 years now we who use the electronic age have benefited.

Those who don't, still write manual checks at the grocery store thinking they are safe.

Wolves don't lose sleep over the opinions of sheep

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01-24-2007 09:42 PM  10 years agoPost 27
helibill

rrApprentice

London, Ontario, Canada

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I've had 16 transactions on ebay, half buying, half selling all with paypal. It is very easy to buy something off ebay with paypal so I like it. It is also easy to get money from buyers when selling. However, the problem comes when you try and get your money out and actually have it In your hand. We made a new bank account so I could take money out. Anyways it takes about a week for the money to get there. What I do not like is how paypal forces me to use my bank account to pay for things instead of my CC. I think it is much safer to use CC. So now before I buy anything, I have to take all the money out of the bank account. Paypal will try and get the money for the bank account and THEN go to the credit card. This kind of made me madm since it won't let me choose whether to use bank account or CC, just goes bank account by default then CC.

Anyways I recently had a small refund sent to my paypal account. About 8$. Paypal had a hold on the money for abotu a week because they said I payed with a bank account. I have no money in the account, the money clearly came from the credit card but it still says bank account. Anyways 7 days later they took the hold off it. If I could, I wouldn't use paypal but everyone on ebay uses it.

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01-24-2007 09:51 PM  10 years agoPost 28
hootowl

rrProfessor

Garnet Valley, Pa.

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paypal does not force you. Choose "other funding sources"

The problem is a lot of people don't understand all of the transaction capabilties that are available and the rules that apply to each.

Wolves don't lose sleep over the opinions of sheep

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01-24-2007 09:52 PM  10 years agoPost 29
helibandit

rrApprentice

Jacksonville, North Carolina - United States

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You are one of the few who support Paypal. The general concensus on forums is that Paypal, to put it politely, sucks.

Which bank freezes your account for months on end, "until it is resolved." Which bank reaches into your other accounts and grabs funds?
i have had disputes and they never froze my account because i did nothing wrong. they have also never dipped into my account to take money because i always paid what i owed. like i said IF YOU DO IT RIGHT your unlikely to have ANY problems with paypal. if they are too expensive DONT USE THEM. if they take your money then PAY WHATS OWED. if they freez your account because someone opened a dispute with you THEN DONT PISS PEOPLE OFF.

The only time you can have too much fuel is when your on fire

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01-24-2007 09:55 PM  10 years agoPost 30
helibill

rrApprentice

London, Ontario, Canada

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paypal does not force you. Choose "other funding sources"

The problem is a lot of people don't understand all of the transaction capabilties that are available and the rules that apply to each.
This is weird. I swear the last times I tried paypal, there was no option to choose credit card over bank account. I looked but I could not find it...

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01-24-2007 10:10 PM  10 years agoPost 31
C30

rrApprentice

Cookeville Tn USA

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This is weird. I swear the last times I tried paypal, there was no option to choose credit card over bank account. I looked but I could not find it...
Its down towards the bottom left of the page ..its kinda small if I remeber right ,were its says "23.09 from bank account or 23.09 from balance . there is a change button there , "chose other funding options " I think is what it says.

Chuck

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01-25-2007 01:34 PM  10 years agoPost 32
PbThumbs

rrApprentice

Katy, Tx USA

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reread it was anwsered

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HelicopterOff Topics › Paypal
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