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dilberteinstein

Heliman

texas - USA

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Six of the original 23 Obamacare co-ops are all that remain as of today.

Costs have gone through the roof. Insurance companies are in trouble. Hundreds of thousands have been cut off from their insurance.
Meanwhile, insurers claiming big losses are leaving some state exchanges -- including Indiana University Health Plans, whose exit is expected to result in 27,000 Indiana residents losing ObamaCare plans in 2017. And companies still operating in the federal and state exchanges are raising premiums for next year. 

That basic promise, that it’s going to make health care more affordable, it’s not making health care more affordable,” said Avik Roy, an author and Republican adviser. “It’s making health care more expensive, especially for the uninsured.”

http://www.foxnews.com/politics/201...fford-find.html
Maybe it will all go belly up before Trump has to kill it out right.

90% of life is "showing up"

09-29-2016 03:47 AM
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utahbob

Senior Heliman

St. George Utah

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Hopefully

That subject will come up in one of these debates..if we can get a fair moderator!

I do a great decending funnel!

09-29-2016 12:28 PM
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Dr. Fibinotchi

Key Veteran

Sioux Falls SD

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hmm

Everyone I know on the 'left' honestly does not get insurance. Mitigating the response of Obama since they support him. They clap the hands over the ears and scream till the pain stops. Dont mention pre-existing conditions or they will scream louder.

This is part of the platform Trump is ridding on. HC cannot honestly scream it needs tweaking and have any coherent positive response...

-C

If you want others to be happy, practice compassion. If you want to be happy, practice compassion.

09-29-2016 04:37 PM
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ssmith512

Key Veteran

Indianapolis, IN USA

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All I know is that on December 31, 2016 I will lose my health insurance FOR THE SECOND FREAKING TIME since ObamaCare was passed. My first plan with Anthem, which I had in place for 15 years, became null and void in 2012 due to it not meeting the minimum requirements of ObummerCare. I then purchased a new plan at a 300% premium with United Health. They have decided to pull out of the market at the end of the year and I will again be forced to find new health insurance (and I am sure at an additional premium). Please note that I am a non-smoker, non drinker, no health issues or preexisting conditions, that never goes to the doctor (I am blessed with good health). I am an insurance company' dream customer, yet I cant keep insurance.

AWESOME SAUCE!!!

Seriously considering not having insurance for next year and paying the penalty, to see if things change after the election. It would be a yearly savings of nearly 5 figures for me.

Steve

09-29-2016 05:04 PM
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sjgusmc21

Senior Heliman

San Antonio, Texas

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It is self-imploding, just like many experts predicted it would. I am sorry for those that are receiving the 'high-hard one' because of it.

Just another reason NOT to vote for a Demoncrat/Socialist/Communist, etc.

09-29-2016 05:44 PM
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GyroFreak

rrProfessor

Orlando Florida ...28.49N 81.22W

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Any time the government gets involved it is a disaster.
If premiums have sky rocked, several of my friends have indicated this over their previous premiums before the affordable health care act. Why are insurance companies pulling out. Where is the higher premium money going ?
Since I am retired and on Medicare I have not tried to understand this mess, but now I am curious,

I think about the hereafter. I go somewhere to get something, then wonder what I'm here after ?

09-29-2016 06:13 PM
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RM3

Elite Veteran

Killeen, Texas - USA

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Why are insurance companies pulling out. Where is the higher premium money going ?
the answer is for two reasons.

First, insurance companies have shareholders, therefore they also have a board of directors that is beholden to those that own stock... the company must make a profit or loose market share, people leave, and less and less services can be offered... key is profit.

Second is the cost to provide healthcare for those that are perpetually sick or terminally ill, or even those that are hypochondriacs... theses individuals in the past would have either died off or paid for the care only they could afford. with this "law", they cannot be turned down, thus will consume the lions share of the pool of money available, leaving little to nothing for everybody else in terms of profit and services for the healthy. These same individuals would also never be capable of paying back even a tenth of what they consume in services... thus they charge more to those that are paying more and more to make up for the losses.

healthcare is based on business principles, and the foundation to that requires money... any business that looses money or cant cover its operational costs goes out of business.

showing a preference will only get you into trouble, 90% of everything is crap...

09-29-2016 07:51 PM
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Str8wing

Heliman

Las Vegas, NV - USA

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This is not a bug, it's a feature. ZeroCare was designed to cause as much pain and gnashing of teeth as possible, so people would roll over and beg for "single payer" like they have in Canada and the UK...

09-29-2016 11:15 PM
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Gearhead

rrMaster

Vt

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another thing, these insurance companies "want" to raise their percentages of profit more and more every year,

hey, how about that Epi Pin, $600 in America/and add the price of a Dr's prescription

$60 over the counter in Canada

it's crazy out there my friends

Jim
Buzz Buzz Buzz

09-30-2016 03:28 AM
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RM3

Elite Veteran

Killeen, Texas - USA

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hey, how about that Epi Pin, $600 in America/and add the price of a Dr's prescription
and thats what happens when you dont have competition... thats what happens when government wants to level the playing field but instead stifles growth and innovation by over regulation and taxation... which results in no new companies to make other types of "Epi pens" to compete.

if your the only game in town, you set the prices according to what the market will bare... its called business... everything they are doing is 100% legal.

showing a preference will only get you into trouble, 90% of everything is crap...

09-30-2016 03:04 PM
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Dr. Fibinotchi

Key Veteran

Sioux Falls SD

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hmm

Agree:

"Second is the cost to provide healthcare for those that are perpetually sick or terminally ill, or even those that are hypochondriacs... theses individuals in the past would have either died off or paid for the care only they could afford. with this "law", they cannot be turned down, thus will consume the lions share of the pool of money available, leaving little to nothing for everybody else in terms of profit and services for the healthy. These same individuals would also never be capable of paying back even a tenth of what they consume in services... thus they charge more to those that are paying more and more to make up for the losses."

This is part of the whole pre-existing condition Mantra that Obama care is covered and part of the reason I am disgusted at the governments view of insurance. My dad is in the insurance for some time. He said many including Obama are under the impression the insurance companies like Blue cross blue shield makes a lot, but the amount per person is not really that much in profit made. The part that anyone having any health problems they can go in get the procedure on the same time frame of getting insurance hurts the math a lot. Negative numbers from a known loophole. Lots of other things eats it up. doing the paperwork is still needed. My dad said blue cross blue shield lost millions. Hence the reason they out out of the market.

-C

If you want others to be happy, practice compassion. If you want to be happy, practice compassion.

09-30-2016 03:32 PM
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RM3

Elite Veteran

Killeen, Texas - USA

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and thus the whole idea of too many people on the wagon and not enough people to pull it.

showing a preference will only get you into trouble, 90% of everything is crap...

09-30-2016 08:38 PM
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dilberteinstein

Heliman

texas - USA

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But wait, there's more

The latest sneaky attempt at an Obamacare bailout

Not many phrases can cause as much bipartisan fury as much as the words "Obamacare insurer bailout."

But get ready to hear plenty of anger and consternation from the progressive Left and the anti-Affordable Care Act Right thanks to a new report that says the White House is preparing to use an obscure fund to do an end run around Congress and pay off health care insurance companies that have suffered major Obamacare-related losses.

http://www.cnbc.com/2016/09/30/the-...commentary.html

That's right folks, Obama is planning on bypassing congress and the American people to bailout the big insurance companies.

90% of life is "showing up"

09-30-2016 10:58 PM
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Gearhead

rrMaster

Vt

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That's right folks, Obama is planning on bypassing congress and the American people to bailout the big insurance companies
it's a dirty job so some one dirty got to do it

Jim
Buzz Buzz Buzz

10-01-2016 02:10 AM
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dilberteinstein

Heliman

texas - USA

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Just how far did the Obama administration go to keep its failing signature program afloat? According to a new report from the Government Accountability Office, its Health and Human Services Department broke the law to bail out insurers participating in the health-insurance exchanges established by the Affordable Care Act.

In doing so, it took funds meant to protect taxpayers and instead used them to pay off larger-than-expected losses under Obamacare.

Republicans in Congress found out that HHS didn’t competently calculate the insurer contributions to the program – and decided to keep all of the money instead. They demanded an investigation by the GAO, which confirmed that HHS had violated the law by keeping the funds without Congressional authorization. That amounts to $5 billion that HHS took from the general fund, and kept without specific Congressional appropriation.

GAO makes it clear that the Treasury contributions had to be kept separate from fund disbursements. The statute clearly states that the portions designated for the general fund “shall be deposited into the general fund of the Treasury of the United States and may not be used for the program established under this section [emphasis mine.” The law could not possibly be clearer on this point.

In other words, HHS deliberately violated the law and stiffed taxpayers. Even worse, they banked the leftover cash rather than even attempting to comply with the statutory requirements of Obamacare.

http://www.thefiscaltimes.com/Colum...payers-Billions

Everything from the Obama administration is criminal.

90% of life is "showing up"

10-01-2016 06:45 AM
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helicopter

Senior Heliman

Omaha, Nebraska

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Don't forget one thing, although the election is just
over a month away now (10-1), the bummer stays until
January! You ain't seen NUTTIN yet Honey!

On his way out, you can count on a whole lot
of bypassing congress in ways unimaginable.

White House stuck OUT the word: ISRAEL in a document
of his remarks at Shimon Peres eulogy!

Why?

Because he is a Muslim. Any questions?

Blue Cross, Blue Shield lost over 140 Million dollars
during their compliance to the Anti-Affordable Care Act!

Bailout? Oh my.

Can you even imagine what hitlery will do to this?

Oh Freaking my!

Congress should impeach the guy! But it's getting
too late.

Now the American "people" en mass, shall decide.

WHAT WILL WE DO? Oh my again! It ain't right...

I love gravity, it always keeps my feet planted when I fly!

10-01-2016 02:06 PM
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GyroFreak

rrProfessor

Orlando Florida ...28.49N 81.22W

My Posts: All  Forum  Topic

Second is the cost to provide healthcare for those that are perpetually sick or terminally ill, or even those that are hypochondriacs... theses individuals in the past would have either died off or paid for the care only they could afford. with this "law",
Thanks RM# and others. This certainly explains it.

I think about the hereafter. I go somewhere to get something, then wonder what I'm here after ?

10-02-2016 01:01 AM
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RMSLINKERS

Senior Heliman

Audubon, Minnesota

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Nothing to see here now lets move along now move along. Along to total government take over of healthcare.

If it isn't beating the air up it isn't flying

10-02-2016 01:49 PM
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RM3

Elite Veteran

Killeen, Texas - USA

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here is the problem...

you cant allow the healthcare companies to run how they see fit... otherwise they would take your premiums, and the moment you try to use it, they cut you off or raise your rate...

on the other hand,

if government gets involved, they mandate that no one can be turned down nor dropped, so the rates go up for everybody that can pay, and those that cant suck the system dry...

the key here is to find some balance in between these two extremes...
those that need alot of care pay a higher rate (but not skyrocket rates)... those that are healthy pay a lower rate, those that pose a risk despite being healthy pay a moderate rate...

we need a fair balanced system... the core issue here is that healthcare companies are in it for the money... quality of care comes a distant second. the problem with the government getting involved is that their focus is getting money from the system... then proceed to blow smoke up everybody wazzoo when stuff isnt working as it should.

the overall problem if you ask me is that healthcare is not about healthcare but rather profit...

showing a preference will only get you into trouble, 90% of everything is crap...

10-02-2016 04:06 PM
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PBusch

Key Veteran

Minnesota

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We can only hope this will die. The upcoming election will decide which way our healthcare is going and "should" be at the top of list of priorities for the American public. The fact this subject is not all over the media right now proves without a doubt how corrupt our media outlets are, all of them.

10-04-2016 03:56 PM
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