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dilberteinstein

Heliman

texas - USA

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Of the 2.6 million Americans who died in this country in 2014, eight out of ten were enrolled in Medicare, the premier national health care program for seniors. However, the Kaiser study found that Medicare spent significantly more per capita on medical services and treatment for people in their late 60s and early 70s than on much older beneficiaries.

Indeed, the analysis concluded that per capita Medicare spending at the end of life actually declines with age – peaking at $43,353 for those 73 years old and then gradually declining to $33,381 for 85-year-olds and just $27,779 for people 90 and older.

http://www.thefiscaltimes.com/2016/...dicare-Spending

There is a very important fact that is completely missing from the above article.

One reason Medicare spending goes down for an older people is because...once a person goes into a nursing home for long term care, the government cancels his Medicare.

Medicare is cancelled, and when this happens, a person must pay for all care out of pocket or apply for Medicaid. Medicaid is not insurance...it is a loan and the patient will lose his property to pay back the medical costs.

There are things that can be done to help with this IF proper plans are made 3-5 years in advance.

90% of life is "showing up"

07-18-2016 07:20 AM
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Dan Minick

Key Veteran

Columbus, WI

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Yes, slowly gift all your assets to family

Team Synergy, Team FBL Rotors---Formerly Dyecocker1-------if its not broke...it will be!

07-19-2016 10:31 PM
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dilberteinstein

Heliman

texas - USA

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Dan Minick

Yes, slowly gift all your assets to family
Actually there are companies that will (for a fee) help people save their assets from the government.

Most people I know nearing retirement age are not aware the government cancels a person's Medicare once they are committed to a nursing home. Private insurance cancels also. The only insurance that doesn't cancel is special long term health care insurance (and that is limited to a certain length of time).

90% of life is "showing up"

07-20-2016 07:01 AM
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Dan Minick

Key Veteran

Columbus, WI

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I am only 28 and am fully aware no matter who wins the election they are out to f**k you

Team Synergy, Team FBL Rotors---Formerly Dyecocker1-------if its not broke...it will be!

07-21-2016 10:16 PM
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